Annuities

As a licensed agent of New York Life Insurance Company, I offer a variety of products that can help you meet a number of insurance and financial needs. I invite you to read all about the insurance and financial products I can offer and to contact me for an in-depth discussion of your financial goals.

Annuities - An annuity is a unique financial vehicle designed to help you accumulate money for your retirement and/or turn a lump-sum of money into a guaranteed stream of income payments.

Deferred annuities offer the advantage of tax-deferral and can be used to accumulate money for retirement.

You can use the articles below to help you learn more about which annuity might be right for you.

Fixed Interest Deferred Annuities* - With a Fixed Interest Deferred Annuity, the interest rate on your policy is guaranteed never to fall below a certain amount. For many people, this provides a measure of security about their investment.

* Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation).

Income annuities are used to generate a stream of income payments that is guaranteed to last for as long as you need it to -- even for the rest of your life.

Guaranteed Lifetime Income Annuities** - An income annuity where income payments begin immediately - one period after the annuity is puchased. It is designed to provide you with predictable income monthly, quarterly, semi-annually or annually, no matter how long you live, and regardless of how the financial markets perform.

Other Products - Follow this link to information about other products, such as Disability Income Insurance, Individual and Group Health Insurance products.**

** Guaranteed Lifetime Income Annuities are issued by New York Life Insurance and Annuity Corporation (a Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company. In New York, the annuity is issued by New York Life Insurance Company.

** Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization and product availability in your state or locality.

Need a little help in deciding which products would be right for you and your family? Please do not hesitate to contact me for additional information. We can help you analyze your needs and recommend appropriate products.